Karma Mortgage Solutions

As a local mortgage lender in Santa Cruz and Monterey Counties, I'm boots on the ground when it comes to local financing. I know our communities, our housing market, and the unique properties that make living here special. I understand that no two borrowers or financial situations are exactly alike. I make it a point to meet your needs and Move Smarter. Finance Better. Finding the right mortgage means getting to know you, your goals, then your numbers. I don't start with a loan product. I start with your needs. Whether you're buying your first home, or moving into your next one. I can help you purchase from manufactured ADUs, construction projects, to luxury and family compounds. My mission is finding the right a financing strategy. I've been helping people find homes for over 10 years. My background in: nonprofit housing, county housing services, mortgage lending, real estate, residential and commercial property management. I have a unique perspective on financing effectively getting you the biggest bang for your buck. With me you get white glove service from financing a unique property, preserving cash, keeping payments within budget, or simply creating a plan to become mortgage-ready. Tell me where you want to go, and let's make it happen.