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Mortgage Services
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Bay Equity Lending, Inc.

Home Loans Made Easy
Services Offered
  • Pre-Approval & Pre-Qualification
  • Mortgage Application Assistance
  • Credit Review & Counseling
  • Income & Asset Verification
  • Loan Condition Management
  • First Time Buyer Programs
  • Renovation Loans
  • Debt Service Coverage Ratio
  • Hard Money Loans
Areas Served
  • Monterey (County)
  • San Benito (County)
  • Santa Clara (County)
  • Santa Cruz (County)
  • Carmel-by-the-Sea
  • Del Rey Oaks
  • Gonzales
  • Greenfield
  • Hollister
  • King City
  • Marina
  • Monterey (City)
  • Pacific Grove
  • Salinas
  • San Juan Bautista
  • Sand City
  • Seaside
  • Soledad
  • Watsonville
Business Hours
Mon Open 24 hours
Tue Open 24 hours
Wed Open 24 hours
Thu Open 24 hours
Fri Open 24 hours
Sat Open 24 hours
Sun Open 24 hours
Licenses
  • CA DRE# 02162063 | CA NMLS# 2320395

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About Us
Whether you're buying your first home, refinancing, or a real estate professional seeking a reliable lending partner, Bay Equity Lending delivers a personalized service, expert guidance, and diverse loan options to help you succeed. We specialize in making the mortgage process smooth and stress-free, backed by a reputation for integrity, responsiveness, and lasting relationships. We're not just mortgage experts, we're committed to supporting our clients and real estate partners every step of the way. Equal Housing Opportunity CA. NMLS# 2320395 Main office licensed as a Mortgage Broker by the CA. Department of Real Estate #02162063